As the population continues to age, and focuses on not outliving income, there has never been a better time for insurance and financial advisors to provide their clients with guidance on qualified plans.
The Advisor s Guide to Qualified Plans enables you to handle all aspects of qualified plans and provide the perfect solution for each client on a case-by-case basis, without a one-size fits all cookie cutter approach.
This brand-new publication provides practical, hands-on guidance on:
Effective plan design
Identifying the employer
Nondiscrimination
Traditional 401(k), SIMPLE and Safe Harbor 401(k) plans
Defined benefit plans
Taxation of distributions
Distribution planning
And much more
The Advisor s Guide to Qualified Plans Summary Table of Contents
Choosing the Plan
Establishing the Plan
Plan Administration and Maintenance
Basic Plan Design Issues
Advanced Plan Design Issues
Deductibility and Funding
Who is the Employer?
Nondiscrimination and Benefits
Nondiscrimination and Structure
Top-Heavy Plans
Profit Sharing Plan Designs
Traditional 401(k) Plans
SIMPLE and Safe Harbor 401(k) Plans
Supplemental Issues and Investments in 401(k) Plans
Employee Stock Ownership Plans
Money Purchase and Target Benefit Plans
Defined Benefit Plan Basics
Funding, Assumptions, and Benefits in Defined Benefit Plans
Alternate Designs for Defined Benefit Plans
Retirement Plans for Non Profit Organizations, Nonqualified Plans and SEPs
Creative Plan Design
Common Plan Defects/IRS Voluntary Compliance
Fiduciary Responsibility and Prohibited Transactions
Voluntary Plan Distributions
Mandatory Distributions
Taxation of Distributions
Distribution Planning
Mergers and Acquisition
Plan Terminations
Appendix/Glossary
